financing your vehicle

Finance Your Ford Car at Kearny Pearson Ford

Here at Kearny Pearson Ford, we are a friendly car dealership serving the San Diego metro area with a wide selection of new and pre-owned Ford vehicles. Located in the heart of San Diego, we pride ourselves in our friendly, welcoming service as well as our huge vehicle selection. Whether you are looking for a family-friendly minivan, a reliable commuter, or a heavy-duty pickup, we are sure to have it in stock. Or if you're not sure precisely what Ford vehicle you want, we can help you find something that fits your needs, and we can even help you with the financing process!

There may be a few people out there who can afford to pay cash for their new Ford purchase, but the vast majority of us need to finance our cars. We know that this can be an intimidating process, but we are here to make it easier with our Finance Department. Our team of friendly and knowledgeable finance professionals can help you find the perfect financing plan for your new or used Ford vehicle. If you're curious about how much you will pay each month, our online Finance Calculator helps you calculate your monthly payment based on the price of the car. You can even start the finance application and get pre-approved online, if you're ready.

If you're new to auto financing – and even if you're not – you probably have questions about how it works. Don't worry, our knowledgeable experts have all the bases covered. The first thing you need to know is that even if you plan on financing the vehicle, you'll still need to pay a portion of it, known as the down payment, upfront. This amount will reduce the total amount that you'll need to pay in the future. When you get approved for your loan, you'll also receive a number known as the interest rate. This simply refers to the percentage of interest that you will pay on the loan. It will vary based on a few different factors, including credit score and other things. The last aspect of the loan that you'll need to know about is the loan term, which is how long you have to pay back the loan. This can range anywhere from two to around five years.

Now that you have a bit more information about how vehicle financing works, feel free to head on down to our San Diego Ford dealership to check out our massive selection of new and pre-owned Ford vehicles. And if you think you know what you're interested in, you can even get pre-approved for financing right here on our website. Of course, if you still have questions, one of our friendly associates is sure to be able to answer them, either at our dealership or by contacting us online. In order to get the ball rolling on a new Ford, head on down to our 7303 Clairemont Mesa Boulevard Ford dealership in San Diego!